# Credits & Usage

Credits are used to accept Alternative Payment methods when utilizing the BDP platform

Credits are purchased in advance, with a credit card on file (see Billing) and the option to Auto-Recharge (see below). Credits are then deducted from the Credit Balance at the time of transaction.&#x20;

Click “Purchase Credits” to select an amount for purchase.

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BDP's usage fee of 2.5% applies for internal activity, taken per-order in deducted credits, as a percentage of total order value (pre-tax), just like online ordering.&#x20;
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Credit-based fees are “capped” at $25 for internal activity. This means that, for orders of $1,000 or more, all marginal dollars above that value go "fee-free," encouraging wholesale, contractor, and semi-truck load activity.&#x20;

$25.00 is the max any single order can be charged (if an order is valued at $1,000 or any amount above).&#x20;

Below that, it will be assessed at 2.5% of the order value.&#x20;

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A minimum fee of $2.50 is also assessed to discourage data manipulation and false $0.00 order entries.&#x20;
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**Here are some examples for reference:**

* Order Value entered as $0.00; BDP fee = $2.50
* Order Value of $100; BDP fee = $2.50
* Order Value of $370.00; BDP fee = $9.25
* Order Value of $1,000; BDP fee = $25.00
* Order Value of $4,500.00; BDP fee = $25.00

When credits are purchased, you will not incur any Stripe fee for purchasing credits from BDP. If you load your BDP account with $100 in credits, you will have $100 in credits to utilize.&#x20;

Unused credits will be forfeit; BDP does not refund credit purchases.&#x20;

These credit purchases are separate, standalone transactions apart from the typical Stripe payout deposits made from inbound revenue activity. Payment for credits is not deducted from Stripe payouts.&#x20;

If Credit Balance goes to zero, options for Alternative Payment methods are disabled/removed- only "card-not-present" or "card-present" transactions would then be allowed (and would revert to collecting standard commission fee & credit card fee). This would have no impact on end-users, only the Admin functionality.

Click ‘Usage Report” to see a breakdown history of credit purchases and itemized use.&#x20;

### Auto-Recharge

Enable this setting if you want to automatically recharge your credit balance. If your current balance falls below $25, this will trigger a charge to your card.

Once you’ve confirmed Auto-Recharge, you’ll be prompted to select the additional amount you’d like to be charged to your saved card once your credit balance drops below $25.

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